# Borrow

The borrow feature offers a unique opportunity for users to leverage their **BTC, ETH...** holdings as collateral to obtain BTCw tokens.

As a completely free-to-participate platform, the Borrow Feature offers a unique opportunity for users to leverage their BTC, ETH, ABR or USDT holdings as collateral to obtain Bitcoin tokens World ($BTCw).

You can borrow $BTCw by collateralizing your **BTC, ETH...** at 0% interest. You can receive your **BTC, ETH...** back whenever you want securely.

<figure><img src="https://3609583104-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FUpybrlP1xmWAJA6Gu1vS%2Fuploads%2FKSzpq52aBmuaVSl0Vfah%2FTrade%201_%20Borrow.png?alt=media&#x26;token=af5f77ac-0601-478c-b222-bea2f2b5429e" alt="" width="492"><figcaption></figcaption></figure>

### **1. Using BTC, ETH... or USDT as Collateral:**

The borrowing system allows users to use their **BTC, ETH...** holdings as collateral. This means that users can temporarily lock in a portion of their **BTC, ETH...** assets to access BTCw tokens.

{% hint style="info" %}
&#x20;You should prepare **ETH** as Network fee a
{% endhint %}

### **2. Collateral Value Limit:**

Users can borrow up to a maximum of **85%** of the value of the **BTC, ETH...** and **100% for USDT** they provide as collateral. This ensures a responsible borrowing limit while allowing users to make the most of their existing assets.

### **3. Receiving BTCw Tokens:**

Once the **BTC, ETH...** collateral is successfully deposited, users receive a corresponding amount of BTCw tokens in return. These tokens can be used within the BTCw\.tech ecosystem for various purposes.

### **4. Repayment with BTCw Tokens:**

To retrieve the collateralized **BTC, ETH...**, users are required to repay the borrowed BTCw tokens. This process essentially functions as a means of repayment. By using BTCw tokens, users can reclaim their original collateral.

<figure><img src="https://3609583104-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FUpybrlP1xmWAJA6Gu1vS%2Fuploads%2F2cGkoj8X6PHNvo8yBrYV%2FTrade%202_%20Repay.png?alt=media&#x26;token=0463a723-faa6-4d8a-bb12-58ac3105941b" alt="" width="492"><figcaption></figcaption></figure>